TERRE HAUTE — At the start of a new year, many folks like to take stock of their situation in life — work, health, finances, etc. But most of us avoid doing much thinking about death, or what it might mean for surviving loved ones. Still, wouldn’t you feel better knowing that, if you were no longer living, your family wouldn’t have to depend only on any life insurance or savings you might have? Of course you would.
So here are some basic facts that may interest you about Social Security survivors insurance.
If you are working and paying into Social Security, some of your Social Security taxes go toward survivors insurance. In fact, for most workers, the value of the survivors insurance under Social Security may be more than the value of any life insurance policy owned.
Who can receive survivors benefits based on your work? Your surviving husband or wife may be able to receive full benefits at his or her full retirement age. They also can choose to take reduced Survivors benefits as early as age 60. And, if your surviving spouse is disabled, benefits can begin as early as age 50.
Your minor children also can receive benefits if they are living with you and depend on you for income — as long as they are under 18 or disabled. And if your widow or widower is taking care of your child or children under age 16, then she or he may be eligible for benefits at any age.
So, the best life insurance plan may be one you already have but perhaps didn’t know about. Now that you do know, it’s easy to learn more.
For more information on widows, widowers and other survivors benefits, and to get an idea of just how much those survivors benefits might be, visit socialsecurity.gov and select “Survivors” at the top of the page.
Seniors
Social Security: Basic facts on survivors insurance
- Seniors
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Mobility devices under the ADA: free audio conference Aug. 21
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Dine with a Doc Tuesday, Wednesday
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- Senior Menu: Nov. 29-Dec. 3
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When you think of November, you may imagine such things as turkey dinners, family gatherings, or the start of the holiday shopping season.
But newly entitled and current Medicare beneficiaries who are considering changes to their Medicare Part D Prescription Drug plan might think of November as the time for thinking about Medicare. -
Social Security offers many benefits, wealth of info for veterans
On this Thursday we honor our nation’s veterans for their service to America.
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James L. Martin said he started The 60 Plus Association in 1992 “as a competitor with the AARP [American Association of Retired Persons]. We are for limited government and are more right of center philosophically. The AARP is a more liberal philosophy. They sell a lot of products, we don’t. We’re hawking limited government and less taxes.” -
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Terre Haute resident Mary Baker owns an automobile, but says she can’t drive it to Indianapolis to seek medical attention.
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Senior Education Ministries, Inc. has scheduled Dine with a Doc from 11 a.m. to 1 p.m. Wednesday at the Wabash Senior Citizen’s Center at 300 S. 5th St. in Terre Haute.
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Social Security: Ensure retirement, disability, survivors protection for farm workers
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The spring planting season has ended, but the farm work has only begun. - Senior Menu: June 24, 2010
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SOCIAL SECURITY: People agree, applying for Medicare online is quick, easy
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SOCIAL SECURITY: SS helps survivors of fallen service members
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SOCIAL SECURITY: Attention students: Are you ready for your summer jobs?
Summer is right around the corner. Now is the time to plan for that summer job you really want.
Whether you find the perfect outdoor job at a summer camp or the local golf course, or you get to practice your people skills in retail, fast food or an amusement park, one thing’s for sure: Nothing’s better than having fun this summer while earning a few extra dollars. -
SOCIAL SECURITY: New 'twist' in law may help your mom
Mom has always been there to nurture and take care of you. Mother’s Day is the perfect time to give back and look out for her. If she’s having a hard time paying for her prescription drugs, tell her about the Medicare Prescription Drug Plan and the extra help available through Social Security.
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SOCIAL SECURITY: Call SS toll-free anytime
Telephones certainly have made our lives easier. Have you ever thought about what your life would be like without your cell phone? Now imagine life without telephones at all.
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SOCIAL SECURITY: Here's to a green planet in retirement
Social Security has been practicing environmental stewardship since long before “going green” was a fashionable catch-phrase.
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SOCIAL SECURITY: Ticket to Work offers free support services
Millions of disabled and blind Americans receive monthly Social Security or Supplemental Security Income payments. Some receive both. Most also have help in paying medical bills from Medicare or Medicaid.
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SOCIAL SECURITY: Most convenient SS office is online
You probably don’t need anyone to tell you that times are tough for many people right now. The past year has seen a recession-driven increase in applications for Social Security retirement and disability benefit applications. These increases translate into busier offices and telephone lines.
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Social Security has rich history full of facts
When you think of Social Security, you probably think about a monthly payment for retired and disabled workers. But Social Security has a rich history full of interesting facts.
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SOCIAL SECURITY: SS shares March reminders
Time goes by so quickly, it can be easy to forget important deadlines and even easier to let critical items fall to the nether regions of your to-do list. Whether you get to everything or not, time marches on — so we’d like to share some March reminders with you.
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SOCIAL SECURITY: SS launches Open Government page
In support of President Barack Obama’s Transparency and Open Government initiative, Social Security has launched a new Open Government Web page.
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