TERRE HAUTE —
January is Financial Wellness Month — a great time to think about your own financial future. It also happens to be at this time that many people make resolutions for the New Year. Why not combine the two and make your own financial wellness a resolution for 2013?
Here are our suggested resolutions for your financial wellness.
Start your financial plan with your Social Security Statement. The online statement is simple, easy to use, and provides estimates you should consider in planning for your retirement. It provides estimates for disability and survivors benefits, making the statement an important financial planning tool.
Your statement allows you to review and ensure that your earnings are accurately posted to your Social Security record. This feature is important because Social Security benefits are based on average earnings over your lifetime. If the information is incorrect, or you have earnings missing from your record, you may not receive all the benefits to which you are entitled in the future. Visit www.socialsecurity.gov/mystatement.
Work the numbers. Once you get your online statement, you can use the other free resources provided by Social Security. Use our Retirement Estimator, where you can get a personalized, instant estimate of your future retirement benefits using different retirement ages and scenarios. Visit the Retirement Estimator at www.socialsecurity.gov/estimator.
Once you are in the know, choose to save. The earlier you begin your financial planning, the better off you will be. Social Security replaces about 40 percent of the average worker’s pre-retirement earnings. Most financial advisors say that you will need 70 percent or more of pre-retirement earnings to live comfortably. You also will need other savings, investments, pensions or retirement accounts to make sure you have enough money to live comfortably when you retire. Visit the Ballpark Estimator for tips to help you save. Visit www.choosetosave.
org/ballpark.
Do some light reading. Learn more about Social Security, the benefit programs, and what they mean to you and your family, by browsing through our online library of publications. In particular, our publication entitled “When To Start Receiving Retirement Benefits” provides helpful information regarding the things you should consider when making a decision on when to collect retirement benefits. Many of our publications also are available in audio format and other formats. Our library at www.socialsecurity.gov/pubs is always open.
Help someone you love. Sometimes we get the most satisfaction out of helping someone else. If you have a grandparent, parent, relative or friend who could benefit from Social Security, share our website and the features of our online services with them. You can even help a loved one apply for Social Security benefits in as little as 15 minutes — or for Extra Help with Medicare prescription drug costs. Whether you forward a publication or sit down to help someone apply for Social Security, the place to go is www.socialsecurity.gov.
There are a number of ways you can celebrate Financial Wellness Month, so start off the New Year by looking out for your own financial wellness at www.socialsecurity.gov.
Brian L. Hewitt is district manager at the Social Security Administration office at 222 Cherry St.
Business
SOCIAL SECURITY: Financial wellness can be yours in 2013
- Business
-
-
What do we mean ‘the recession has ended’? And, has it?
This column is not intended to confuse you, but to share the difficulty of making flat statements about a complicated matter. Be patient and, maybe, together we can make sense out of what appears to be chaos.
-
Chamber seminar on ‘Protecting Your Brand Online’
Reading online reviews and doing research is routine for many consumers before making a purchase. That means false or negative reviews can have a major impact on a business’ bottom line, often requiring swift action to minimize the damage. The Indiana Chamber of Commerce is hosting a seminar designed to help companies combat this growing issue and to help protect their overall online reputation.
-
Social Security: Father’s Day advice: The right kind of fishing
This Father’s Day, you may be inclined to spend some quality time with Dad, maybe take him out camping or fishing. But try to make sure that nobody else tries to “phish” with you or your father.
-
Newsmaker: June 16, 2013
Watermark Residential, a wholly owned Thompson Thrift subsidiary, has been named to Multifamily Executive magazine’s 2013 Top 50 list of “Builders,” placing 45th.
-
Company invests in Indiana State theater
The Indiana State University Foundation recently announced that Bison Financial Group has made a charitable gift in support of Crossroads Repertory Theater.
-
AAA plans Member Appreciation Week activities
AAA Hoosier Motor Club will conduct Member Appreciation Week festivities in celebration of AAA members June 17-22 at all branches.
-
On the move: June 16, 2013
Brittany Michaels has been appointed as the community connections coordinator for the Vigo County Public Library.
-
Secretary of State office to implement technology upgrades
Secretary of State Connie Lawson announced technology upgrades to her office’s customer services, including an online tool to allow Hoosier businesses to receive email notices when it is time to file business reports.
-
Business Cents: Interview process key to attracting and retaining skilled, talented workers
As our economy continues to grow, there are challenges with identifying a skilled and talented workforce in the Wabash Valley.
-
UAP Clinic announces new CEO
Union Associated Physicians Clinic (UAP Clinic) has announced the appointment of Mindy Smith as its chief executive officer.
-
ISU center helps prepare grads for job market
Indiana State University is launching a comprehensive skills training program to certify the skills its graduates have for potential employers.
-
Eye on the pie: Growth, compensation just as important as jobs themselves
When you come down to it, having a job isn’t enough to make it in modern America.
-
Sycamore Insurance Associates moves to familiar Ohio Street location
A ribbon cutting ceremony on May 30 marked Sycamore Insurance Associates LLC’s move “back home” to 999 Ohio St., the location of the former Sycamore Agency, Inc.
-
On the move: June 9, 2013
The Maple Center for Integrative Health announces the addition of licensed massage therapist Nancy Humphries to the clinical staff. She received her training from the Body Therapy Institute in Siler City, N.C.
-
Briefly: June 9, 2013
Scotts Place, formerly Old Gringos, staged a grand opening on Thursday in Marshall, with a Marshall Chamber of Commerce Ribbon Cutting ceremony.
-
WTHI-TV’s Mark Allen to retire
After nearly a half century of work in Indiana television, WTHI-TV’s longtime anchor, Mark Allen, will be retiring at the end of June.
-
Chamber of Commerce: The final strategic initiative: Health and Wellness
Thank you to all who participated in the Long Range Planning Community Forum. The information gathered at that event is now being drafted into a final report. Once the report has been reviewed and approved by the Terre Haute Tomorrow Steering Committee, the real work starts. Action teams to address the major issues will be developed.
-
Newsmakers: June 9, 2013
Scott’s Custom Colors recently won a contest through Enterprise which entailed a $5,000 donation to a charity important to them.
-
Social Security: A reason to smile: Online account options
Next Saturday, June 15, is Smile Power Day. Smack dab in the middle of the month — in the middle of the year, in fact — is a holiday dedicated to the power of smiling.
-
Major part of community’s image determined by the newspaper
To many Americans, Indiana is known for corn and the 500 race. These are views that are out-of-date and injurious to the state.
-
Social Security: Social Security’s most popular baby names list
Jacob and Sophia are repeat champions as America’s most popular baby names for 2012.
-
Hamilton Center part of trauma-informed community
Hamilton Center, Inc. is one of 37 behavioral health organizations across the United States that have been chosen to participate in the National Council for Community Behavioral Healthcare’s 2013 Trauma-informed Behavioral Healthcare Learning Community launched in April.
-
Business Cents: Do you have a disaster plan in place for your business?
Due to recent events, I began to ponder just how many companies have a disaster plan in the case of a natural disaster, fire, etc.
-
Newsmakers: June 2, 2013
The Indianapolis Business Journal recently named Watermark Residential as one of the 25 “Largest Indianapolis-Area Commercial Real Estate Developers.” Watermark was 4th on the list.
-
Chamber seeks Community of Year nominations
The Indiana Chamber of Commerce is now accepting nominations for the 2013 Community of the Year Award.
-
On the move: June 2, 2013
Deena Dodd, director of the Terre Haute-based Indiana Statewide Rural Health Network, was elected to the board of directors of the National Cooperative of Health Networks Association at the association’s annual meeting in New Orleans.
-
Indiana farmers make rapid progress planting corn
WEST LAFAYETTE, Ind. — Indiana farmers who had worried that wet spring weather would prevent them from planting some of their corn fields have made rapid progress getting the state's top crop in the ground.
-
Indiana State Fair to host job fair May 30
The Great Indiana State Fair is hoping to fill more than 500 hourly positions during a job fair from 3 to 7 p.m. May 30. Most of the jobs are temporary positions that cover the duration of the fair, which runs Aug. 2-18.
-
NEWSMAKER: May 26, 2013
Distributors Terminal Corp. has earned 940 out of 1,000 points on AIB International’s annual food safety audit.
-
SOCIAL SECURITY: Social Security honors all who serve
Every day of the year, Americans across the nation remember friends and family members who have served and sacrificed for their country.
- More Business Headlines
-
What do we mean ‘the recession has ended’? And, has it?
Hunt for Ex-Teamster Boss Hoffa's Remains Ends
Ohio Woman Accuses 3 of Holding Her Captive
Fans Cheer Dramatic Heat Comeback
Time Lapse: Rebuilding Bridge Post-collapse
Car Crash in NYC's East Village Injures 8
Tiger on Sergio: 'It's Time to Move On'
Aug. Trial Set for Ohio Man in Triple Kidnapping
Raw: NASCAR Driver Jason Leffler Dies in Wreck
Raw: Car Jumps Curb in NYC, Injures 8
Robot Action Connected to Human Thought
Ex-NFL Star Chad Johnson Out of Jail
Raw: Massive Protests Fill Brazilian Streets
Obama Renews Call for Nuclear Reductions
Failed Cuba-to-Florida Swimmer Won't Try Again
Rain Damages Brazil Soccer Stadium
Raw: Volcano Erupts Near Mexico City
Raw: Baby White Rhino Debuts at Australian Zoo
Unusual Heat Wave Bakes Alaska
Raw: Heat, Spurs Back on Court Ahead of Game 7
Falling Cable Hurts 10 NASCAR Fans
James Gandolfini Dies at Age 51
Paula Deen Admits to Using N Word
Rihanna Hits Fan With Microphone
Men's Wearhouse Founder Fired
Miss Utah Explains Rambling Response
Exclusive: Locklear & Seymour Lock Lips
Miami Heat Wins in Overtime
Raw: Arizona Wildfire Scorches 8 Square Miles
Fists, chairs fly in restaurant brawl
Journalist Michael Hastings Dies in Fiery Hollywood Crash
Hairy Leg Stockings Aim to Deflect Male Attention
Inside Kim Kardashian's Premature Labor
Three Charged for Enslaving Mother and Daughter
Raw: Huge Fire Near Yosemite National Park
Spurs' Popovich has no problem with Spurs' intensity
RAW: NSA Director Says 50 Plots Foiled
Paige Butcher Scorches on Hawaii Beach
Video: worst way to load cargo onto a plane
Never-before-seen footage of '08 Times Square bomber
